Tag Archives: high tuition

College Financial Aid Deadlines- It’s Not Too Late!

If you think you’ve missed your deadline to apply for college financial aid for 2013-2014, then you may be way off! Some colleges have September deadlines for accepting Free Application for Federal Student Aid (FAFSA), but you won’t know if you don’t ask! Plus, if you’ve already applied for federal financial aid for college and want to make corrections or updates, you still have several weeks to make any changes needed.

College Financial Aid Deadlines- It’s Not Too Late!

10 College Budget Tips: Life on a Shoestring

Please call your school and find out if they are still accepting applications for student financial aid- the well may not have completely run dry!!

Financial aid loans are a great deal for covering college tuition- you don’t pay until after you graduate, and the interest doesn’t start increasing until after that time, either, so you only pay current interest rates.

Free Application for Federal Student Aid (FAFSA)

By September 2013 you should have already filled out your FAFSA form for financial aid, but there’s still time for late-comers to get help with college tuition, depending on which college you’re attending.

Remember, to apply you’ll need to provide current tax paperwork. If your parents haven’t filed taxes for the current year, then you have the option of including tax returns from the previous year with your student aid application, keeping in mind that you will be responsible for any discrepancies later.

College Student Financial Aid Deadlines

From FAFSA: “Any corrections or updates must be submitted by midnight Central Time, September 20, 2014.”

To find out if you’ve missed your college financial aid deadline, visit the FAFSA page. Keep in mind that the federal website for student financial aid only lists deadlines by state. In Mississippi, college students have until September 15 to apply for MTAG and MESG Grants.

Still, your school may still be accepting applications for college financial aid, so it doesn’t hurt to ask.

To submit an application for a new financial aid student loan for next year, fill out this FAFSA form by June 2014.

Want to save even more on college costs?

Getting help with college tuition isn’t enough. College is expensive! To really get through the next 4-6 years without going broke, you have to stick to a very strict budget.

The best way to do that is to buy college textbooks at the rock-bottom prices, since college textbooks make up the bulk of your spending outside of tuition.

Don’t shop around!

Check out the lowest prices available from one source – Book Bargain. We’ll compare all the bookselling merchants and find you the lowest price for your college textbook requirements.

Your turn!

Have you missed the boat on college financial aid for this year? Will you apply for next year?

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

2012 Colleges that were Ridiculously Expensive

5 Ways to Cut College Textbook Costs

10 Tips for Earning Money in College

Image courtesy of 401(K) 2013/flickr

 

 

College Myths that are NOT True

The four-year college bachelor’s is the unicorn of educational achievements. Another interesting college myth- that you can’t save money for college, or else you won’t qualify for financial aid. Here are several facts and fallacies about starting out at college that will help you breathe easier.

College Myths that are NOT True

College Myths: Debunked!

You’ll graduate in four years.  According to the US Department of Education, less than 38% of students seeking a 4-year’s bachelor’s degree graduate on schedule. “Approximately 58 percent of first-time, full-time students who began seeking a bachelor’s degree at a 4-year institution in fall 2004 completed a bachelor’s degree at that institution within 6 years…” –  U.S. Department of Education.

All colleges cost a fortune. The average college major price tag can range between $48,000 for a public college education and $250,000 at a private university.

If you save money for college, then you won’t be eligible for a student loan. Federal financial aid is based on your income, accessed up to 47% and only 5.64% of savings. Tip: Use a 529 plan to save for college- the money grows tax-free and withdrawals are tax-free, too, as long as the cash is used for school.

You have to choose your major right away. Actually, most college students change their majors during the course of their studies at least once.  Study up on which majors are most profitable. Try not to be too wishy-washy though- each time you change your college major you risk wasting credits on graduation requirements.

You’ll gain a ton of weight during your first year. The fearsome “Freshman 15” is in reality more like 3 or 4 pounds. To knock it off, join a gym that offers student discounts, walk to school, and join more charity runs.

Professors are unapproachable. Don’t shy away from asking your college professor to clarify a point he made in class. Just don’t ask during his lecture! Wait until after class, and then ask him for 1 minute of his time…and keep it that way. Don’t rattle on. Be precise and direct, and he may become one of your best advocates.

It’s okay to skip 8am classes. Many freshman students make the mistake of signing up for an early morning class and then ditching, or just showing up at finals. Don’t make this mistake! Many college professors take roll, and your attendance can affect your grade.

American colleges rule.  According to Jeff Selingo, author of College Unbound: The Future of Higher Education and What It Means for Students, a US education isn’t really all that. “American higher education has lost its way…costs are spiraling out of control and quality is declining, just as increasing international competition demands that higher education be more productive and less expensive.”

2012 Colleges that were Ridiculously Expensive

The Department of Education just released a list of the most expensive colleges from 2011-2012. While you may not think it’s fair to compare the sticker price for the University of Pittsburgh with the tuition for a private 4-year university such as Harvard, it helps to put things into perspective, especially if you’re part of the middle class struggle for a decent, affordable college education.

2012 Colleges that were Ridiculously Expensive

Which colleges are the most expensive, and which provide a more economical tuition scale? Like Einstein said, it’s all about relativity. Things to consider in choosing a college include highest tuition, overall highest cost per year, and financial aid opportunities.

Are you really dead-set on the college of your dreams, but your professors want you to spend thousands of dollars on college textbooks? You don’t have to shop around. Go to a used textbook search engine, like the one at Book Bargain, and find the best price for your college course materials instantly. Search by USBN number, title, author, or subject.

List of most expensive colleges from 2011-2012

Public colleges with highest tuition

1. University of Pittsburgh- $16,132

2. Pennsylvania State University- $15,984

3. University of New Hampshire- $15,250

4. University of Vermont- $14,784

5. Colorado School of Mines- $14,453

Private colleges with highest tuition

1. Columbia University, New York- $45,290

2. Sarah Lawrence College, New York- $45,212

3. Vassar College, New York- $44,705

4. George Washington University, District of Columbia- $44,148

5. Trinity College, Connecticut- $44,070

Public colleges with highest net price

1. Miami University-Oxford, Ohio- $22,210

2. Pennsylvania State University- $21,342

3. University of Guam- $21,296

4. St. Mary’s College of Maryland- $20,521

5. Pennsylvania State University, Altoona- $20,457

Private colleges with highest net price

1. School of the Art Institute of Chicago- $42,882

2. Ringling College of Art and Design, Florida- $40,222

3. The Boston Conservatory- $39,602

4. Berklee College of Music, Massachusetts- $38,814

5. California Institute of the Arts- $38,802

 Like this? Read this!

5 Ways to Cut College Textbook Costs
Is Your Used Textbook Sell-Back Worthy?

Image courtesy of imagerymajestic/freedigitalphotos