Tag Archives: save money college

College Financial Aid Deadlines- It’s Not Too Late!

If you think you’ve missed your deadline to apply for college financial aid for 2013-2014, then you may be way off! Some colleges have September deadlines for accepting Free Application for Federal Student Aid (FAFSA), but you won’t know if you don’t ask! Plus, if you’ve already applied for federal financial aid for college and want to make corrections or updates, you still have several weeks to make any changes needed.

College Financial Aid Deadlines- It’s Not Too Late!

10 College Budget Tips: Life on a Shoestring

Please call your school and find out if they are still accepting applications for student financial aid- the well may not have completely run dry!!

Financial aid loans are a great deal for covering college tuition- you don’t pay until after you graduate, and the interest doesn’t start increasing until after that time, either, so you only pay current interest rates.

Free Application for Federal Student Aid (FAFSA)

By September 2013 you should have already filled out your FAFSA form for financial aid, but there’s still time for late-comers to get help with college tuition, depending on which college you’re attending.

Remember, to apply you’ll need to provide current tax paperwork. If your parents haven’t filed taxes for the current year, then you have the option of including tax returns from the previous year with your student aid application, keeping in mind that you will be responsible for any discrepancies later.

College Student Financial Aid Deadlines

From FAFSA: “Any corrections or updates must be submitted by midnight Central Time, September 20, 2014.”

To find out if you’ve missed your college financial aid deadline, visit the FAFSA page. Keep in mind that the federal website for student financial aid only lists deadlines by state. In Mississippi, college students have until September 15 to apply for MTAG and MESG Grants.

Still, your school may still be accepting applications for college financial aid, so it doesn’t hurt to ask.

To submit an application for a new financial aid student loan for next year, fill out this FAFSA form by June 2014.

Want to save even more on college costs?

Getting help with college tuition isn’t enough. College is expensive! To really get through the next 4-6 years without going broke, you have to stick to a very strict budget.

The best way to do that is to buy college textbooks at the rock-bottom prices, since college textbooks make up the bulk of your spending outside of tuition.

Don’t shop around!

Check out the lowest prices available from one source – Book Bargain. We’ll compare all the bookselling merchants and find you the lowest price for your college textbook requirements.

Your turn!

Have you missed the boat on college financial aid for this year? Will you apply for next year?

Do you have any questions or suggestions?  Please leave your comments below.

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2012 Colleges that were Ridiculously Expensive

5 Ways to Cut College Textbook Costs

10 Tips for Earning Money in College

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College Myths that are NOT True

The four-year college bachelor’s is the unicorn of educational achievements. Another interesting college myth- that you can’t save money for college, or else you won’t qualify for financial aid. Here are several facts and fallacies about starting out at college that will help you breathe easier.

College Myths that are NOT True

College Myths: Debunked!

You’ll graduate in four years.  According to the US Department of Education, less than 38% of students seeking a 4-year’s bachelor’s degree graduate on schedule. “Approximately 58 percent of first-time, full-time students who began seeking a bachelor’s degree at a 4-year institution in fall 2004 completed a bachelor’s degree at that institution within 6 years…” –  U.S. Department of Education.

All colleges cost a fortune. The average college major price tag can range between $48,000 for a public college education and $250,000 at a private university.

If you save money for college, then you won’t be eligible for a student loan. Federal financial aid is based on your income, accessed up to 47% and only 5.64% of savings. Tip: Use a 529 plan to save for college- the money grows tax-free and withdrawals are tax-free, too, as long as the cash is used for school.

You have to choose your major right away. Actually, most college students change their majors during the course of their studies at least once.  Study up on which majors are most profitable. Try not to be too wishy-washy though- each time you change your college major you risk wasting credits on graduation requirements.

You’ll gain a ton of weight during your first year. The fearsome “Freshman 15” is in reality more like 3 or 4 pounds. To knock it off, join a gym that offers student discounts, walk to school, and join more charity runs.

Professors are unapproachable. Don’t shy away from asking your college professor to clarify a point he made in class. Just don’t ask during his lecture! Wait until after class, and then ask him for 1 minute of his time…and keep it that way. Don’t rattle on. Be precise and direct, and he may become one of your best advocates.

It’s okay to skip 8am classes. Many freshman students make the mistake of signing up for an early morning class and then ditching, or just showing up at finals. Don’t make this mistake! Many college professors take roll, and your attendance can affect your grade.

American colleges rule.  According to Jeff Selingo, author of College Unbound: The Future of Higher Education and What It Means for Students, a US education isn’t really all that. “American higher education has lost its way…costs are spiraling out of control and quality is declining, just as increasing international competition demands that higher education be more productive and less expensive.”

10 College Budget Tips: Life on a Shoestring

College tuition is a huge expense. So how are you supposed to get through the next four years with little to no money coming in? Obviously, you need to draw up a college  budget and stick to it. But stretching those dollars only goes so far. Here are some ways for you to live on a sensible college budget while you’re in school:

10 College Budget Tips: Life on a Shoestring

College on a shoestring budget

Discouraged about planning a college budget and sticking to it? Don’t be! This is just the first of many challenges that you will have while working towards your major. With the right attitude, you can have it all- a great college education…and a LIFE.

Ten helpful tips for acing college without going broke!

1) Walk or bike to campus as much as you can.

(It’ll help budget workout expenses!) When a car is absolutely necessary, drive slowly and keep the air conditioning off. Try to use public transportation as well. You can also get a college student discount on bus passes.

2) Buy in bulk.

Load up on food staples like pasta, rice, tuna, cereals, frozen vegetables, and paper supply items. Buying in bulk saves time and is good for your budget during the college years.This can save you lots of money. The extra time you’ve saved can be put to productive use on school textbooks!

3) Always eat at dorm.

Eating out is a luxury you can’t afford; at least, not until you graduate college with honors. If you do decide to splurge on restaurant food, you can still eat without killing your budget; find a buffet which offers a dirt-cheap menu or one that offers early bird specials.

4) Stay away from campus vending machines!

They are notoriously overpriced and take advantage of impulse-buying psychology. Always keep crackers or a healthy energy bar handy in your school bag in case you get the munchies in class or while studying at the college library.

5) Avoid movie theaters.

Movies and theater popcorn will kill your college budget. Instead, borrow movies from your college library, or stream online. You can pop cheap microwave popcorn for a fun night in with friends.

College can be an amazing time, with experiences that you can look back on later in life, smile and say “I did it once; I can do it again!”

6) Use coupons and promo codes.

Lots of online merchants offer promo codes to save money on shipping. Use a price comparison site like Book Bargain before purchasing college textbooks or other college materials online. And don’t forget the old standby, the Sunday newspaper, which is also loaded with money-saving coupons.

7) Buy used books and everything else second-hand.

Every college town has a Salvation Army or Goodwill that’s FULL of great stuff like washed clothing, books, DVDs, bikes, and furniture for your dorm. Many items are barely used or still have the tags on them. Also, check Craig’s list or your classifieds for items. Shopping on a college budget can be loads of fun!

8) Look for free entertainment.

Between studying and college exams, check out your city’s paper or website. Most municipalities offer free concerts or free entrances to various attractions. Student discounts are also available for these events.

9) Share with your dorm mate or frat buddy.

Split the cost of living with your dorm room mate, fraternity brother, or sorority sister. Save on expenses like food, movie rentals, workout equipment…even cool clothing! (Assuming your dorm mate or sorority sis wears the same size and has the same taste in fashion.)

10) Check your campus bulletin boards.  

Be on the lookout for college student discounts and deals. As a student, it’s understood that you’re always strapped for cash. Most local businesses offer special discounts and deals on movies, books, and other goodies. Always check for a student discount before purchasing anything.

Your turn!

Will you use any of these college budget tips? Do you have any questions or suggestions to add?Please leave your comments below!

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:                                                                          

Ace College with these Simple Studying Tips

Dorm Room 101: 15 Tips to Kill Clutter

How Not to Look like a Freshman: Advice from College Seniors

 

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40 Weirdest Job Interview Questions Ever

Looking for an internship position to help you work your way through college and gain experience? Get ready to be asked some unusual, perplexing questions that would make even the popular guy on the campus squirm. Like, “What do you think about when you are alone in your car?” (Really??) Don’t get caught off-guard. Here’s your go-to list of job interview questions you’ll wish they hadn’t asked.

40 Weirdest Job Interview Questions Ever

What if a penguin wearing a sombrero were to walk in right now…?

I don’t know what’s more unbelievable- the nature of these bizarre questions, or that they came from high profile mega-corporations like Google and MasterCard.

Or the fact that somebody gets paid big bucks to ask these silly, irrelevant interrogations that have nothing whatsoever to do with your qualifications in the field you’re currently majoring in.

You may think that as an experienced college student who’s seen it all that you can’t be surprised. You’d be thinking wrong…

1) If you were to get rid of one state in the US, which would it be and why? – Forrester Research

2) How many quarters would you need to reach the height of the Empire State building? – JetBlue

3) How many cows are in Canada? – Google

4) What do you think about when you are alone in your car? – Gallup

5) What songs best describe your work ethic? – Dell

6) A penguin walks through that door right now wearing a sombrero. What does he say and why is he here? – Clark Construction Group

7) Name five uses of a stapler without staples. – EvalueServe

8) Jeff Bezoz walks into your office and says you can have a million dollars to launch you best entrepreneurial idea. What is it? -Amazon

9) Pick two celebrities to be your parents – Urban Outfitters

10) How would you rate your memory? -Marriott

11) Name three previous Nobel Prize winners. – BenefitsCONNECT

12) Can you say: ‘Peter Pepper Picked a Pickled Pepper’ and cross-sell a washing machine at the same time? – MasterCard

13) How would people communicate in perfect world? – Novell

14) If you were shrunk to the size of a pencil and put inside a blender, how would you get out? -Guardsmark

15) If you were a kitchen utensil, what would you be? – Bandwidth.com

16) What do wood and alcohol have in common? – Goldman Sachs

17) If we came to your house for dinner, what would you prepare for us? – Trader Joe’s

18) How do you make a tuna sandwich? -Astron Consulting

19) My wife and I are going on vacation– where would you recommend? – PricewaterhouseCoopers

20) Estimate how many windows are in New York. – Bain & Co.

21) What’s your favorite song? Perform it for us now. – LivingSocial

22) Calculate the angle of two clock pointers when the time is 11:50. – Bank of America

23) Have you ever stolen a pen from work? – Jiffy Software

24) If you had turned your cellphone to silent and it rang really loudly despite it being on silent, what would you tell me? – Kimberly-Clark

25) On a scale of 1 to 10, rate me as an interviewer. – Kraft Foods

26) If you could be anyone else, who would it be? – Salesforce.com

27) How would you direct someone else on how to cook an omelet? – PETCO

28) On a scale of 1 to 10, how weird are you? – Capital One

29) How are M&Ms made? – UBS

30) How would you explain Facebook to your grandma? – Huddle

31) Would you rather fight a horse sized duck, or a hundred duck sized horses? – BHP Hilton

32) How would you fit a giraffe in a fridge? – US Bank

33) What makes you happy in the office on Friday evening? -Tesco

34) How many piano tuners are there in London? – Studentbeans.com

35) Just entertain me for five minutes. I’m not going to talk. – Acosta

36) “If Germans were the tallest people in the world, how would you prove it? – Hewlett-Packard

37) What do you think of garden gnomes? -Trader Joe’s

38) Would Mahatma Gandhi have made a good software engineer? – Deloitte

39) Please spell “diverticulitis.” – EMSI Engineering

40) Pepsi or Coke?  – United Health Group

Your turn!

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

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10 Tips for Earning Money in College

Saving Cash on your College Tuition

10 Tips for Earning Money in College

Succeeding in college means you gotta stick your nose in a book all day and most of the night.  So what’s a smart ambitious college student supposed to do to earn some spending cash? Here are some tips on how you can earn money without neglecting your studies.

10 Tips for Earning Money in College

Earn college money walking dogs!

1- Clean houses. Is your school in an affluent neighborhood? A savvy college guy can make $120 per day just cleaning homes, in as little as four hours. Not too shabby.

2- Wash windows. Again, hit the more upscale neighborhoods and charge $10 per window.

3- Walk dogs. Little Pookie can be walked once a day with a few other poochie friends, and you can charge $10- $15 per walk.  Or, get your client to agree to a weekly contract. The total amount of time would be 7 hours per week.

Is Your Used Textbook Sell-Back Worthy?

4- Wash cars. Offer washing and waxing, and take some pride in your work by providing additional car detailing. Give a nice rate of $40 and work out a deal where you’ll do it monthly.

5- Mow lawns. Charge $1 per minute and always use the client’s lawn mower, not your own. Remember that you want to keep your costs low.

6- Do laundry. Most mothers find that laundry is a job unto itself. Offer to wash, fold, and put away laundry at a rate of $20 per hour. Arrange a weekly deal.

7- Babysit. If you’re a college student who happens to be good with kids, offer babysitting services in the evenings. Charge $10 an hour.

8- Make sushi. Roll fresh home-made sushi and sell them around the college campus. Go on You Tube and learn how to make a California roll. Include vegan or cooked fish options. Sushi making is not hard, but it is tedious, so people will happily pay for it. Advertise for 30% cheaper than the local restaurants.

9- Sew. If you’re handy with a needle and thread and own a sewing machine, then offer to do minor mending and hem repairs. Charge between $5- $15.

10- Donate blood. If all else fails, go give up a pint of blood. They pay on average $30 and the entire process involves doing a ton of paperwork and sitting for two hours as you’re donating.

Your turn!
Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!
If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

5 Ways to Cut College Textbook Costs

2012 Colleges that were Ridiculously Expensive

Image courtesy of SOMMAI/freedigitalphotos

Saving Cash on your College Tuition

So you’re taking the next major step in life and entering college. When did higher education get this expensive? How does one save money on the enormous bill? Well there are a few ways to accomplish this.

Saving Cash on your College Tuition

You can have the impossible dream- pay for college tuition without going broke; you just need to approach it in a savvy manner. Do your research thoroughly, and you’ll save tons on your college tab.

 Select the right college

Approach college as a consumer, and try to get as much bang for your buck with what the college can offer you. Staying in state can significantly reduce tuition costs, as well as attending your local community college for the first two years.

Hold on! Before cringing at the idea of commuting from home, realize that your local college can offer the same level of quality education, with equally qualified professors.

Community colleges are significantly cheaper than “brand name” universities. Many successful graduates have studied for their undergraduate degrees and then transferred those credits to a more distinguished, private college.

Profile

 Match the school with the student.  What kinds of perks are available for your interests? For example, some colleges look for a particular profile such as females majoring in biotechnology, and will offer significant discounts for students that meet their target demographic.

Go fast forward

After exhausting all the obvious avenues of financial assistance, such as grants, federal student aid programs, and scholarships, consider an accelerated learning program.

Before you graduate high school, look into Advanced Placement  (AP) courses, in which the high school student earns college credits by taking a course and then passing an exam at the end. There is also joint enrollment, where the high school student takes college courses while still attending high school, enabling them to earn credits. When you enter college, take a heavier course load with summers included, and finish in three years! You’ve just saved an entire year of college tuition. Money in the bank.

Budget

Once you’re enrolled in your dream college, analyze your university tuition breakdown. Look at the amenities that you’re paying for but may not necessarily need, like bus passes, food cards, or gym memberships.

Work it!

There are work study programs such as Federal Work Study (FWS) for students who qualify based on financial need.  Students can earn funds that can be used towards paying for college tuition.

Employer aid is another path to try. An employer is covered by section 127 of the federal tax code, allowing their employees up to $5250 in tuition assistance, which the employee is exempt from reporting as income. Also, the employer can deduct tuition aid from tax filing, so it’s a win-win.

Military Tuition Assistance is another way in which you can save money on college tuition. By joining the armed forces, you can receive 100% tuition coverage. Look up Military.com for more details.

Your turn!

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

Ace College with these Simple Studying Tips

2012 Colleges that were Ridiculously Expensive

5 Ways to Cut College Textbook Costs

Is Your Used Textbook Sell-Back Worthy?

 

 

Dorm Room 101: 15 Tips to Kill Clutter

So you’re a college student and assigned a 12×14 foot dorm room to inhabit for the next 4 years…and sharing it with another person. But what to do if you’re creativity-challenged?

Dorm Room 101: 15 Tips to Kill Clutter

No sweat! We’ve got you covered!

Use smart space

The key to maximizing space is obviously to use as much empty area as possible. Fill your dorm room with double-function furnishings, which mean furniture that has storage capacity. Some examples are plastic three-drawer units such as nightstands, ottomans with lifting tops that have storage inside, and beds with built in drawers underneath.

The second rule of thumb is: a place for everything and everything in its place. When things are stored properly in caddies and containers the dorm room has a tidier, more organized appearance.

 Top 15 Tips for organizing your dorm room

  1. For those with standard-sized beds, the space underneath can be used to store stuff.
  2. Most container and house furnishing stores have large plastic caddies with lids.
  3. Slide two or three underneath to store items.
  4. Seat sacks which are fabric seat covers fitted with pockets can be slipped over backs of chairs to also hold stationary supplies.
  5. Walls can be shelved all the way up to the ceiling to hold all your books and other items.
  6. Hooks can be hung for everything from baseball hats, purses, necklaces, scarves, to towels and backpacks.
  7. Dorm room doors can be hung with plastic shoe caddies to keep not only your shoes but also your personal items.
  8. A shower caddy hung over the shower nozzle can store items, as well as the towel rack on the far end of the shower. Use it for shampoo bottles, so the water that drips down doesn’t create mold.
  9. Keep baskets and organizers on top to make sure things stay organized.
  10. Make sure to keep your things in the containers.
  11. Corkboards hung over beds and desks can be used to tastefully hang photos, notes, and personal items instead of taped messily to a wall.
  12. A great trick for storing makeup is to take an old chalkboard, paint it black, then hang it on a wall, since most chalkboards are magnetic. Take sticky magnetic tape and tape it to eye shadows and compacts.
  13. Shoe boxes can be used inside drawers to hold underwear and socks as well as in desk drawers to hold pencils and paper clips.
  14. Sides of bookcases can be fitted with baskets found at stationary stores for papers and desktop items.
  15. Another great trick to keeping your desk organized is to use the large black and metal art paper clips to hold your computer and USB jacks. Clamp the black part to your desk edge. Then use the metal eye part to fasten the jacks up and off the floor.

Remember: good organizational skills, proper storage, and maximizing space usage will help keep your dorm room sane and get you through your next four years of college neatly.

Your turn!

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

5 Ways to Cut College Textbook Costs

2012 Colleges that were Ridiculously Expensive

Image courtesy of Phiseksit/freedigitalphotos

5 Ways to Cut College Textbook Costs

Don’t have $200 to spend on a college textbook that you’ll only need for a few months? Join the club. College textbook costs have risen faster than health care, housing, and college tuitions combined. In response, students are getting creative about ways to save money on their instructors’ book lists. So grab your ISBN number, and take notes…

5 Ways to Cut College Textbook Costs

College textbook prices

What’s the first sign that you’re paying too much for college textbooks? When you find yourself debating over which books to keep in the shopping cart, and which ones to make do without.

To succeed in your courses, you need to be able to purchase each and every book on your roster…and you shouldn’t have to go hungry because of it.

The facts are that college textbook prices have bubbled to an astounding 812% increase since the 80s, outpacing the 559% increase in college tuition and fees.

One brand-new edition can cost almost as much as a new iPad- as much as $300.00. In one year, you may spend close to $1,000 on college textbook materials alone.

Even your professor would agree

Your professor may choose the books he wants for his course, but it’s up to you to find the best deal possible. Fortunately, there are many budget-friendly ways to cut back on textbook prices, without compromising on compliance to your instructor’s reading requirements.

1- Don’t get suckered in!

First of all, many book publishers have a habit of issuing new editions of college textbooks every few years, for no other reason than to keep the book price sky high.

Most likely, The History of Modern Industrialism, 11th edition and The History of Modern Industrialism, 10th edition are pretty much the same book, as far as content goes.

And isn’t that all that matters?

2- Buy used!

Why pay full price for a new hard-covered 800-page volume, when you can easily find a suitable used version for a fraction of the cost?

3- Compare prices online

Let others do the work for you. Visit a college textbook price comparison site like Book Bargain, and instantly find the cheapest copy available, based on your title or ISBN number.

4- Rent books!

College textbook rentals are becoming more popular as a means of acquiring books without breaking the budget. To optimize on the savings, make sure you return your book rental as early as possible.

5- Read electronically!

Another trend that’s just becoming more popular is opting for e-books that can be purchased or rented. It’s still a growing market, so you may have to shop around for college textbook material, as most e-book stores on iTunes and Amazon feature K-12 educational materials.

Save time and money- Book Bargain can also tell you if the college textbook you’re seeking is available for purchase or rental, and find you the lowest price.