Tag Archives: tuition help

College Financial Aid Deadlines- It’s Not Too Late!

If you think you’ve missed your deadline to apply for college financial aid for 2013-2014, then you may be way off! Some colleges have September deadlines for accepting Free Application for Federal Student Aid (FAFSA), but you won’t know if you don’t ask! Plus, if you’ve already applied for federal financial aid for college and want to make corrections or updates, you still have several weeks to make any changes needed.

College Financial Aid Deadlines- It’s Not Too Late!

10 College Budget Tips: Life on a Shoestring

Please call your school and find out if they are still accepting applications for student financial aid- the well may not have completely run dry!!

Financial aid loans are a great deal for covering college tuition- you don’t pay until after you graduate, and the interest doesn’t start increasing until after that time, either, so you only pay current interest rates.

Free Application for Federal Student Aid (FAFSA)

By September 2013 you should have already filled out your FAFSA form for financial aid, but there’s still time for late-comers to get help with college tuition, depending on which college you’re attending.

Remember, to apply you’ll need to provide current tax paperwork. If your parents haven’t filed taxes for the current year, then you have the option of including tax returns from the previous year with your student aid application, keeping in mind that you will be responsible for any discrepancies later.

College Student Financial Aid Deadlines

From FAFSA: “Any corrections or updates must be submitted by midnight Central Time, September 20, 2014.”

To find out if you’ve missed your college financial aid deadline, visit the FAFSA page. Keep in mind that the federal website for student financial aid only lists deadlines by state. In Mississippi, college students have until September 15 to apply for MTAG and MESG Grants.

Still, your school may still be accepting applications for college financial aid, so it doesn’t hurt to ask.

To submit an application for a new financial aid student loan for next year, fill out this FAFSA form by June 2014.

Want to save even more on college costs?

Getting help with college tuition isn’t enough. College is expensive! To really get through the next 4-6 years without going broke, you have to stick to a very strict budget.

The best way to do that is to buy college textbooks at the rock-bottom prices, since college textbooks make up the bulk of your spending outside of tuition.

Don’t shop around!

Check out the lowest prices available from one source – Book Bargain. We’ll compare all the bookselling merchants and find you the lowest price for your college textbook requirements.

Your turn!

Have you missed the boat on college financial aid for this year? Will you apply for next year?

Do you have any questions or suggestions?  Please leave your comments below.

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Like this? Read more:

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College Myths that are NOT True

The four-year college bachelor’s is the unicorn of educational achievements. Another interesting college myth- that you can’t save money for college, or else you won’t qualify for financial aid. Here are several facts and fallacies about starting out at college that will help you breathe easier.

College Myths that are NOT True

College Myths: Debunked!

You’ll graduate in four years.  According to the US Department of Education, less than 38% of students seeking a 4-year’s bachelor’s degree graduate on schedule. “Approximately 58 percent of first-time, full-time students who began seeking a bachelor’s degree at a 4-year institution in fall 2004 completed a bachelor’s degree at that institution within 6 years…” –  U.S. Department of Education.

All colleges cost a fortune. The average college major price tag can range between $48,000 for a public college education and $250,000 at a private university.

If you save money for college, then you won’t be eligible for a student loan. Federal financial aid is based on your income, accessed up to 47% and only 5.64% of savings. Tip: Use a 529 plan to save for college- the money grows tax-free and withdrawals are tax-free, too, as long as the cash is used for school.

You have to choose your major right away. Actually, most college students change their majors during the course of their studies at least once.  Study up on which majors are most profitable. Try not to be too wishy-washy though- each time you change your college major you risk wasting credits on graduation requirements.

You’ll gain a ton of weight during your first year. The fearsome “Freshman 15” is in reality more like 3 or 4 pounds. To knock it off, join a gym that offers student discounts, walk to school, and join more charity runs.

Professors are unapproachable. Don’t shy away from asking your college professor to clarify a point he made in class. Just don’t ask during his lecture! Wait until after class, and then ask him for 1 minute of his time…and keep it that way. Don’t rattle on. Be precise and direct, and he may become one of your best advocates.

It’s okay to skip 8am classes. Many freshman students make the mistake of signing up for an early morning class and then ditching, or just showing up at finals. Don’t make this mistake! Many college professors take roll, and your attendance can affect your grade.

American colleges rule.  According to Jeff Selingo, author of College Unbound: The Future of Higher Education and What It Means for Students, a US education isn’t really all that. “American higher education has lost its way…costs are spiraling out of control and quality is declining, just as increasing international competition demands that higher education be more productive and less expensive.”

40 Weirdest Job Interview Questions Ever

Looking for an internship position to help you work your way through college and gain experience? Get ready to be asked some unusual, perplexing questions that would make even the popular guy on the campus squirm. Like, “What do you think about when you are alone in your car?” (Really??) Don’t get caught off-guard. Here’s your go-to list of job interview questions you’ll wish they hadn’t asked.

40 Weirdest Job Interview Questions Ever

What if a penguin wearing a sombrero were to walk in right now…?

I don’t know what’s more unbelievable- the nature of these bizarre questions, or that they came from high profile mega-corporations like Google and MasterCard.

Or the fact that somebody gets paid big bucks to ask these silly, irrelevant interrogations that have nothing whatsoever to do with your qualifications in the field you’re currently majoring in.

You may think that as an experienced college student who’s seen it all that you can’t be surprised. You’d be thinking wrong…

1) If you were to get rid of one state in the US, which would it be and why? – Forrester Research

2) How many quarters would you need to reach the height of the Empire State building? – JetBlue

3) How many cows are in Canada? – Google

4) What do you think about when you are alone in your car? – Gallup

5) What songs best describe your work ethic? – Dell

6) A penguin walks through that door right now wearing a sombrero. What does he say and why is he here? – Clark Construction Group

7) Name five uses of a stapler without staples. – EvalueServe

8) Jeff Bezoz walks into your office and says you can have a million dollars to launch you best entrepreneurial idea. What is it? -Amazon

9) Pick two celebrities to be your parents – Urban Outfitters

10) How would you rate your memory? -Marriott

11) Name three previous Nobel Prize winners. – BenefitsCONNECT

12) Can you say: ‘Peter Pepper Picked a Pickled Pepper’ and cross-sell a washing machine at the same time? – MasterCard

13) How would people communicate in perfect world? – Novell

14) If you were shrunk to the size of a pencil and put inside a blender, how would you get out? -Guardsmark

15) If you were a kitchen utensil, what would you be? – Bandwidth.com

16) What do wood and alcohol have in common? – Goldman Sachs

17) If we came to your house for dinner, what would you prepare for us? – Trader Joe’s

18) How do you make a tuna sandwich? -Astron Consulting

19) My wife and I are going on vacation– where would you recommend? – PricewaterhouseCoopers

20) Estimate how many windows are in New York. – Bain & Co.

21) What’s your favorite song? Perform it for us now. – LivingSocial

22) Calculate the angle of two clock pointers when the time is 11:50. – Bank of America

23) Have you ever stolen a pen from work? – Jiffy Software

24) If you had turned your cellphone to silent and it rang really loudly despite it being on silent, what would you tell me? – Kimberly-Clark

25) On a scale of 1 to 10, rate me as an interviewer. – Kraft Foods

26) If you could be anyone else, who would it be? – Salesforce.com

27) How would you direct someone else on how to cook an omelet? – PETCO

28) On a scale of 1 to 10, how weird are you? – Capital One

29) How are M&Ms made? – UBS

30) How would you explain Facebook to your grandma? – Huddle

31) Would you rather fight a horse sized duck, or a hundred duck sized horses? – BHP Hilton

32) How would you fit a giraffe in a fridge? – US Bank

33) What makes you happy in the office on Friday evening? -Tesco

34) How many piano tuners are there in London? – Studentbeans.com

35) Just entertain me for five minutes. I’m not going to talk. – Acosta

36) “If Germans were the tallest people in the world, how would you prove it? – Hewlett-Packard

37) What do you think of garden gnomes? -Trader Joe’s

38) Would Mahatma Gandhi have made a good software engineer? – Deloitte

39) Please spell “diverticulitis.” – EMSI Engineering

40) Pepsi or Coke?  – United Health Group

Your turn!

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

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10 Tips for Earning Money in College

Saving Cash on your College Tuition

10 Tips for Earning Money in College

Succeeding in college means you gotta stick your nose in a book all day and most of the night.  So what’s a smart ambitious college student supposed to do to earn some spending cash? Here are some tips on how you can earn money without neglecting your studies.

10 Tips for Earning Money in College

Earn college money walking dogs!

1- Clean houses. Is your school in an affluent neighborhood? A savvy college guy can make $120 per day just cleaning homes, in as little as four hours. Not too shabby.

2- Wash windows. Again, hit the more upscale neighborhoods and charge $10 per window.

3- Walk dogs. Little Pookie can be walked once a day with a few other poochie friends, and you can charge $10- $15 per walk.  Or, get your client to agree to a weekly contract. The total amount of time would be 7 hours per week.

Is Your Used Textbook Sell-Back Worthy?

4- Wash cars. Offer washing and waxing, and take some pride in your work by providing additional car detailing. Give a nice rate of $40 and work out a deal where you’ll do it monthly.

5- Mow lawns. Charge $1 per minute and always use the client’s lawn mower, not your own. Remember that you want to keep your costs low.

6- Do laundry. Most mothers find that laundry is a job unto itself. Offer to wash, fold, and put away laundry at a rate of $20 per hour. Arrange a weekly deal.

7- Babysit. If you’re a college student who happens to be good with kids, offer babysitting services in the evenings. Charge $10 an hour.

8- Make sushi. Roll fresh home-made sushi and sell them around the college campus. Go on You Tube and learn how to make a California roll. Include vegan or cooked fish options. Sushi making is not hard, but it is tedious, so people will happily pay for it. Advertise for 30% cheaper than the local restaurants.

9- Sew. If you’re handy with a needle and thread and own a sewing machine, then offer to do minor mending and hem repairs. Charge between $5- $15.

10- Donate blood. If all else fails, go give up a pint of blood. They pay on average $30 and the entire process involves doing a ton of paperwork and sitting for two hours as you’re donating.

Your turn!
Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!
If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

5 Ways to Cut College Textbook Costs

2012 Colleges that were Ridiculously Expensive

Image courtesy of SOMMAI/freedigitalphotos

Saving Cash on your College Tuition

So you’re taking the next major step in life and entering college. When did higher education get this expensive? How does one save money on the enormous bill? Well there are a few ways to accomplish this.

Saving Cash on your College Tuition

You can have the impossible dream- pay for college tuition without going broke; you just need to approach it in a savvy manner. Do your research thoroughly, and you’ll save tons on your college tab.

 Select the right college

Approach college as a consumer, and try to get as much bang for your buck with what the college can offer you. Staying in state can significantly reduce tuition costs, as well as attending your local community college for the first two years.

Hold on! Before cringing at the idea of commuting from home, realize that your local college can offer the same level of quality education, with equally qualified professors.

Community colleges are significantly cheaper than “brand name” universities. Many successful graduates have studied for their undergraduate degrees and then transferred those credits to a more distinguished, private college.

Profile

 Match the school with the student.  What kinds of perks are available for your interests? For example, some colleges look for a particular profile such as females majoring in biotechnology, and will offer significant discounts for students that meet their target demographic.

Go fast forward

After exhausting all the obvious avenues of financial assistance, such as grants, federal student aid programs, and scholarships, consider an accelerated learning program.

Before you graduate high school, look into Advanced Placement  (AP) courses, in which the high school student earns college credits by taking a course and then passing an exam at the end. There is also joint enrollment, where the high school student takes college courses while still attending high school, enabling them to earn credits. When you enter college, take a heavier course load with summers included, and finish in three years! You’ve just saved an entire year of college tuition. Money in the bank.

Budget

Once you’re enrolled in your dream college, analyze your university tuition breakdown. Look at the amenities that you’re paying for but may not necessarily need, like bus passes, food cards, or gym memberships.

Work it!

There are work study programs such as Federal Work Study (FWS) for students who qualify based on financial need.  Students can earn funds that can be used towards paying for college tuition.

Employer aid is another path to try. An employer is covered by section 127 of the federal tax code, allowing their employees up to $5250 in tuition assistance, which the employee is exempt from reporting as income. Also, the employer can deduct tuition aid from tax filing, so it’s a win-win.

Military Tuition Assistance is another way in which you can save money on college tuition. By joining the armed forces, you can receive 100% tuition coverage. Look up Military.com for more details.

Your turn!

Do you have any questions or suggestions?  Please leave your comments below.

Share with your friends!

If you found this article helpful, then please share with your friends, family, and coworkers by email, twitter, or Facebook.

Like this? Read more:

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2012 Colleges that were Ridiculously Expensive

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